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Please join us in welcoming Sandy McDonald - our newest Cross team member! Sandy brings a background of insurance, sales and marketing to our protection team, and will be handling all of the day-to-day transactions and policy maintenance that coincides with our personal clients.
Sandy and her husband George have been married since 1980, and have a married daughter, Kristi. They moved from Massachusetts in 1985, taking up residence in the Lakes Region. In her free time, Sandy loves spending time with her family and friends, and their 5.5 lb. Maltese, Tiffany, along with sailing, cooking and gardening.
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HURRICANE DISASTER PLAN CHECKLISTS
FOR YOUR BUSINESS!
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Before the hurricane season heats up even more, please take this opportunity to review these valuable Disaster Plan Checklists from Peerless Insurance:
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TIM AND LAUREN
Take on The
Timberman Triathlon!
A special congratulations to Tim Weddleton, our Commercial Producer! Tim, and his wife Lauren, (pictured below,) recently competed in the August 18th Timberman Triathlon at Ellacoya State Park on beautiful Lake Winnipesaukee.
With much determination, Tim successfully finished the highly competitive race 3 minutes and 50 seconds ahead of last years time!
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WOULD YOU LIKE TO RECEIVE A
$10 GAS CARD?
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Congratulations to our Cross Insurance People of the Month, Gavin Reed and George Demers, Jr.! Gavin and George are the latest winners in our Cross monthly contest!
You too can receive a $10 gas card when you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically be signed up for our Cross $100 RESTAURANT GIFT CERTIFICATE Contest!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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"COMPLIMENTARY"
Valuable
Business-Building Resources
As the protection and success of our commercial clients is one of our top priorities, we are very pleased to let you know about the complimentary best-selling books and resources provided by Jay Abraham, often referred to as "America's Marketing Genius."
As the founder and CEO of Abraham Group, Inc. in Los Angeles, Jay has spent the last 25 years solving problems and significantly improving over 10,000 client organizations in more than 400 industries worldwide. Jay is committed to adding meaningful value to his clients' lives, irrespective of whether he personally profits or not.
For this reason, we are confident that you will find Jay's complimentary gifts to be extremely valuable to you, your business or to any organization desiring to improve performance. Enjoy!
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PROTECT YOURSELF
AND SAVE
With These
Additional Resources!
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(Video)
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WIN A $100 RESTAURANT GIFT CERTIFICATE!
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 Picture yourself with that someone special enjoying a delicious dinner! All you have to do is simply email our receptionist, Becky Masse, and then type the word RESTAURANT in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
And, as there is one entry allowed per person, if you have a friend, family member or colleague that would like to enter as well, be sure to forward this to them, and if they win, you just may end up as their lucky dinner guest! They can also simply email Becky and add their name and address to enter.
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 Greetings: The calendar tells us that the seasons change in mid- September, but with summer vacations behind us and kids back at school, this time of year can be just right for recharging your batteries and making sure that all of your protection and financial affairs are in order.
There are a multitude of factors that can influence the decisions you make about your insurance coverage. You may be just starting out in life, purchasing a new home, getting married, or perhaps growing your family, your home or your personal needs. On the other hand, you may have lots of space with kids away at school, have an empty nest, or you're retired. PROTECTING WHAT'S IMPORTANT TO YOU IS WHAT MATTERS MOST! Now is just the right time to review some of the life-changing factors that can influence your insurance decisions, and learn about the coverages to consider. Now is the perfect time to ask these key questions so you can find what's right for you. I also encourage you to take a look at our all of the current, informative news and articles this month that affect your protection and savings, along with our complimentary, best-selling books and resource gifts for our clients interested in growing their business or any organization desiring to improve performance.
Very best regards,
Chris
Christopher J. Gorman, CPCU
Branch Manager
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THINK YOU DON'T NEED FLOOD INSURANCE
FOR YOUR HOME OR BUSINESS?
Think Again!
 Last month, a bill was signed in extending the National Flood Insurance Program (NFIP) for five years. This means that millions of Americans will be able to protect themselves against a risk that can cost the nation billions a year in property damage.
It makes sense to consider buying this coverage. For one thing, the chances are that your homeowners or commercial insurance policies do not cover losses from floods. For another, about one in four NFIP claims come from areas with a low or moderate risk of flooding, according to the Federal Emergency Management Agency. Before you make a decision, please read on to see if you're eligible for the program. (Please scroll down)
Don't wait until it starts raining to buy flood insurance! There is a 30 day waiting period between your application and the effective date of your coverage. Call us today at 603-742-2552 to make sure you're properly protected! You'll be glad you did!
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HEAR WHAT OTHERS HAVE SAID
ABOUT US THIS MONTH!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, as Chris O'Connell has shared with us below:
Re: Blaine Horne, Employee Benefits
"We recently switched health insurance brokers at GlobalSign, Inc. from a broker we have had for several years. We have doubled our employees in the last two years and added two additional offices in Massachusetts and Washington state. With multiple policies and impending health care mandates, we needed a broker that would partner with us to help navigate the changes and recommend ways to control our increasing benefit costs. Blaine Horne worked in our best interest and proved to be a true asset to our business. He also is very patient and never winces at my "uninformed" questions or requests."
~Chris O'Connell, HR Manager, GlobalSign, Inc.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Quarterly Restaurant Drawing when we receive your testimonial. Thank you!
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UPCOMING HEALTHCARE REFORM
Effective Dates and Deadlines
Blaine Horne from our Employee Benefits Department, would like you to be aware that In the wake of the recent Supreme Court decision on health care reform, employers are turning their attention to preparing for imminent health care changes. Read on for a list of the most immediate reforms and how they affect your organization in our September Benefits Buzz. And, be sure to take a look at our September Live Well, Work Well newsletter too!
To answer your questions about Employee Benefits, email Blaine or give him a call today at (603) 742-2552.
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TEEN DRIVERS -THE HIGH RISK YEARS
 There's nothing quite like being a teen in the summer - no school the next day, late nights, and cruising the neighborhood streets and highways with friends. Teen drivers have the highest fatal crash risk of any age group. Per mile traveled, they have the highest involvement rates in all types of crashes, from those involving only property damage to those that are fatal. The problem is worst among 16 year-olds, who have the most limited driving experience that often results in risk-taking behind the wheel. Learn what parents can do to educate their teenage drivers.
 Amanda Payeur, our Personal Account Manager, would like you to be aware that you will also want to consider Protecting Your Assets with an Umbrella Policy. What if your teen gets into an accident and the other driver sues for more than your auto policy limits? You may want to consider discussing the benefits of having a Personal Umbrella Policy (PUP) with Amanda or any of our Personal Account Managers today!
At Cross Insurance, we believe that effective parent-teen communication is critical to helping teens recognize and choose safe driving behaviors, and have created this Teenager-Parent Driving Contract for you to review and to commit to safe and responsible driving. Please Forward This Contract to a Concerned Parent
Of a Teenager With Our Compliments!
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OUR FEATURED COMMUNITY PARTNER
The Brandon Tyler Pratt Scholarship Fund
 At Cross Insurance, our goal is to help support as many non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Jeans Day, where we choose a local community partner to assist each month. Employees interested in participating donate a dollar on Fridays if they choose to wear jeans, and then a new community recipient is then chosen for the following month. Our most recent featured community partner for the months of August and September is the Brandon Tyler Pratt Scholarship Fund in Newmarket. The fund, set up through the TD Bank in Newmarket, was created in "B's" honor, so that even in his passing, he could still continue to help his friends achieve their dreams and life goals with him in their hearts and by their side. "B" was an amazing artist and imaginative author, and he had always been about hard work, achieving goals and giving back to others.
To let us know about your own recommendation for a very deserving community program, simply email Diane Gorman or give us a call at (603) 742-2552. |
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475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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CONTACT US HERE!  Be sure to check out our
for contacting our Trusted Advisors!
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For the latest Cross Insurance website updates, simply scan our QR Code below:  |
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